Navigating India’s Health Insurance Maze: A Personal Guide to Securing Your Family’s Future

It was 2 AM when my neighbor, Mrs. Sharma, collapsed in her kitchen. Her family rushed her to the nearest private hospital, only to face a ₹5 lakh bill for emergency heart surgery. They had health insurance, but the claim was rejected—their policy excluded pre-existing hypertension, a condition Mrs. Sharma had casually mentioned in her … Read more